Schwab Bank High Yield Investor Checking

APY

X the national average.¹

National average: APY

as of ()

We will reimburse any ATM fee you are charged - worldwide.

All the features of a premium checking account

No monthly service charges
Free standard checks
Free online bill pay
Overdraft protection
FDIC-insured up to $100,000³

And, it comes with a Schwab One Brokerage account

There's no minimum, no annual fee and you'll enjoy access to all of the resources and services Schwab offers.

: call us at

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The Annual Percentage Yield (APY) on the Schwab Bank High Yield Investor Checking™ account, with a minimum balance of $0.01, is as of . This rate is variable and may change without notice. The interest calculation, represented in the National Average and Schwab Bank fields, on the Annual Balances in the COMPARISON CALCULATOR, is an estimated amount rounded to the nearest dollar. It assumes the interest rate does not change and the entire balance will remain in the checking account for a full year. The current APY on the High Yield Checking account for an account with $1 is times higher (when rounded to the nearest whole number) than the national average APY of banks and thrifts (excludes credit unions), based upon a survey by Informa Research Services, Inc., Calabasas, CA, (www.informars.com), as of . Although the information has been obtained from the various institutions themselves, its accuracy cannot be guaranteed.
Unlimited ATM fee rebates apply to cash withdrawals using the Schwab Bank Visa® Platinum Check Card wherever it is accepted. ATM fee rebates do not include currency exchange fees; fees imposed by merchants for POS transactions; or fees for stamp purchases, balance inquiries, or any transactions other than an ATM cash withdrawal from your Schwab Bank account. Schwab Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from Visa and ATM operators. In the event that you have not received a rebate for a fee that you believe is eligible, please call a Schwab Bank Client Service Specialist at 888-403-9000 for assistance. Schwab Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
Funds deposited at Charles Schwab Bank are insured, in aggregate, up to $100,000 (based on account ownership type) by the Federal Deposit Insurance Corporation (FDIC).

The High Yield Checking account is only available when linked to a Schwab One Brokerage account.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Charles Schwab & Co., Inc. and Charles Schwab Bank, are separate but affiliated companies and wholly owned subsidiaries of The Charles Schwab Corporation. Brokerage products and services are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products and services are offered by Schwab Bank, Member FDIC and an Equal Housing Lender.